Questions...always questions. How about some answers! The nice thing about answers is that you can usually tell if they were right or wrong in a relatively short time. If they were right, whoever gave them probably gets too much credit for being smart, astute, etc. If the answers were wrong, they get too little credit for their analysis and for being willing to go out on a limb. So here I go...out on a limb. (Note to blog readers...the cartoons I refer to are not shown)
I usually like to close on a positive note, but the article posted below is far too accurate to make me feel very good this week. What makes me feel worse is that our Congressional leaders are busier investigating and posturing than governing. Most of what they say and do make America's enemies laugh or smile with joy. That is just not right...and there's no way I can sugar coat that. Too bad the "Sedition Act" is not still a law.
We need to figure out who will best lead us out of this mess...and we cannot vote "none of the above!" The election is only 15 months way.
Why The West Is In Danger Of Extinction
by Gary D. Halbert
September 4, 2007
IN THIS ISSUE:
1. What happens when Islamism dominates Europe?
2. Falling birthrates in the West are a recipe for disaster.
3. It's the demography, stupid!
Introduction
The article reprinted below first appeared in a publication called The New Criterion, which focuses on global trends and related intellectual issues, and was subsequently reprinted in January 2006 in the Wall Street Journal, which is where I first read it. To say the least, this article offers a sobering look at what the future might well be, based on current and projected demographic trends. [Due to space limitations, I have omitted certain parts of the article.]
Birthrates in the West have plummeted over the last 50 years, especially in Europe, Russia and in Japan to the point that these populations are in decline. By contrast, birthrates in Islamic countries continue to explode. As editor Mark Steyn points out in the article below, many Western countries like France, Germany, Italy, Spain and others must be willing to accept millions of Muslim immigrants over the next 20-30 years or longer, or they may cease to exist. What happens when Islamism dominates Europe, or even before, is scary.
There is little doubt that the world our children and grandchildren will inhabit is going to be quite different from today. While I have strongly disagreed with the "gloom and doom" crowd over the last 25 years (and quite correctly, I might add), the article I have reprinted below has some very troubling long-term implications you should be aware of. Please read it carefully and think about it.
QUOTE:
IT'S THE DEMOGRAPHY, STUPID
The real reason the West is in danger of extinction.
by Mark Steyn
Most people reading this have strong stomachs, so let me lay it out as baldly as I can: Much of what we loosely call the Western world will not survive this century, and much of it will effectively disappear within our lifetimes, including many if not most Western European countries. There'll probably still be a geographical area on the map marked as Italy or the Netherlands--probably--just as in Istanbul there's still a building called St. Sophia's Cathedral. But it's not a cathedral; it's merely a designation for a piece of real estate. Likewise, Italy and the Netherlands will merely be designations for real estate. The challenge for those who reckon Western civilization is on balance better than the alternatives is to figure out a way to save at least some parts of the West.
One obstacle to doing that is that, in the typical election campaign in your advanced industrial democracy, the political platforms of at least one party in the United States and pretty much all parties in the rest of the West are largely about what one would call the secondary impulses of society--government health care, government day care (which Canada's thinking of introducing), government paternity leave (which Britain's just introduced). We've prioritized the secondary impulse over the primary ones: national defense, family, faith and, most basic of all, reproductive activity--"Go forth and multiply," because if you don't you won't be able to afford all those secondary-impulse issues, like cradle-to-grave welfare....
The design flaw of the secular social-democratic state is that it requires a religious-society birthrate to sustain it. Post-Christian hyperrationalism is, in the objective sense, a lot less rational than Catholicism or Mormonism. Indeed, in its reliance on immigration to ensure its future, the European Union has adopted a 21st-century variation on the strategy of the Shakers, who were forbidden from reproducing and thus could increase their numbers only by conversion. The problem is that secondary-impulse societies mistake their weaknesses for strengths--or, at any rate, virtues--and that's why they're proving so feeble at dealing with a primal force like Islam.
Speaking of which, if we are at war--and half the American people and significantly higher percentages in Britain, Canada and Europe don't accept that proposition--then what exactly is the war about?
We know it's not really a "war on terror." Nor is it, at heart, a war against Islam, or even "radical Islam." The Muslim faith, whatever its merits for the believers, is a problematic business for the rest of us. There are many trouble spots around the world, but as a general rule, it's easy to make an educated guess at one of the participants: Muslims vs. Jews in "Palestine," Muslims vs. Hindus in Kashmir, Muslims vs. Christians in Africa, Muslims vs. Buddhists in Thailand, Muslims vs. Russians in the Caucasus, Muslims vs. backpacking tourists in Bali. Like the environmentalists, these guys think globally but act locally. [Emphasis added.]
Yet while Islamism is the enemy, it's not what this thing's about. Radical Islam is an opportunistic infection, like AIDS: It's not the HIV that kills you, it's the pneumonia you get when your body's too weak to fight it off. When the jihadists engage with the U.S. military, they lose--as they did in Afghanistan and Iraq. If this were like World War I with those fellows in one trench and us in ours facing them over some boggy piece of terrain, it would be over very quickly. Which the smarter Islamists have figured out. They know they can never win on the battlefield, but they figure there's an excellent chance they can drag things out until Western civilization collapses in on itself and Islam inherits by default.
That's what the war's about: our lack of civilizational confidence. As a famous Arnold Toynbee quote puts it: "Civilizations die from suicide, not murder"--as can be seen throughout much of "the Western world" right now. The progressive agenda--lavish social welfare, abortion, secularism, multiculturalism--is collectively the real suicide bomb. Take multiculturalism. The great thing about multiculturalism is that it doesn't involve knowing anything about other cultures--the capital of Bhutan, the principal exports of Malawi, who cares? All it requires is feeling good about other cultures. It's fundamentally a fraud, and I would argue was subliminally accepted on that basis. Most adherents to the idea that all cultures are equal don't want to live in anything but an advanced Western society....
Then September 11 happened. And bizarrely the reaction of just about every prominent Western leader was to visit a mosque: President Bush did, the prince of Wales did, the prime minister of the United Kingdom did, the prime minister of Canada did . . . The premier of Ontario didn't, and so 20 Muslim community leaders had a big summit to denounce him for failing to visit a mosque....
Anyway, the get-me-to-the-mosque-on-time fever died down, but it set the tone for our general approach to these atrocities. The old definition of a nanosecond was the gap between the traffic light changing in New York and the first honk from a car behind. The new definition is the gap between a terrorist bombing and the press release from an Islamic lobby group warning of a backlash against Muslims. In most circumstances, it would be considered appallingly bad taste to deflect attention from an actual "hate crime" by scaremongering about a purely hypothetical one. Needless to say, there is no campaign of Islamophobic hate crimes. If anything, the West is awash in an epidemic of self-hate crimes. A commenter on Tim Blair's Web site in Australia summed it up in a note-perfect parody of a Guardian headline: "Muslim Community Leaders Warn of Backlash from Tomorrow Morning's Terrorist Attack." Those community leaders have the measure of us.
Radical Islam is what multiculturalism has been waiting for all along. In "The Survival of Culture," I quoted the eminent British barrister Helena Kennedy, Queen's Counsel. Shortly after September 11, Baroness Kennedy argued on a BBC show that it was too easy to disparage "Islamic fundamentalists." "We as Western liberals too often are fundamentalist ourselves," she complained. "We don't look at our own fundamentalisms."
Well, said the interviewer, what exactly would those Western liberal fundamentalisms be? "One of the things that we are too ready to insist upon is that we are the tolerant people and that the intolerance is something that belongs to other countries like Islam. And I'm not sure that's true."
Hmm. Lady Kennedy was arguing that our tolerance of our own tolerance is making us intolerant of other people's intolerance, which is intolerable. And, unlikely as it sounds, this has now become the highest, most rarefied form of multiculturalism. So you're nice to gays and the Inuit? Big deal. Anyone can be tolerant of fellows like that, but tolerance of intolerance gives an even more intense frisson of pleasure to the multiculti masochists. In other words, just as the AIDS pandemic greatly facilitated societal surrender to the gay agenda, so 9/11 is greatly facilitating our surrender to the most extreme aspects of the multicultural agenda. [Emphasis added.]
For example, one day in 2004, a couple of Canadians returned home, to LesterB.PearsonInternationalAirport in Toronto. They were the son and widow of a fellow called Ahmed Said Khadr, who back on the Pakistani-Afghan frontier was known as "al-Kanadi." Why? Because he was the highest-ranking Canadian in al Qaeda--plenty of other Canucks in al Qaeda, but he was the Numero Uno....In the course of the fatal shootout of al-Kanadi, his youngest son was paralyzed. And, not unreasonably, Junior didn't fancy a prison hospital in Peshawar. So Mrs. Khadr and her boy returned to Toronto so he could enjoy the benefits of Ontario government health care. "I'm Canadian, and I'm not begging for my rights," declared the widow Khadr. "I'm demanding my rights."
As they always say, treason's hard to prove in court, but given the circumstances of Mr. Khadr's death it seems clear that not only was he providing "aid and comfort to the Queen's enemies" but that he was, in fact, the Queen's enemy.... Nonetheless, the prime minister of Canada thought Boy Khadr's claims on the public health system was an excellent opportunity to demonstrate his own deep personal commitment to "diversity." Asked about the Khadrs' return to Toronto, he said, "I believe that once you are a Canadian citizen, you have the right to your own views and to disagree."
That's the wonderful thing about multiculturalism: You can choose which side of the war you want to fight on. When the draft card arrives, just tick "home team" or "enemy," according to taste. The Canadian prime minister is a typical late-stage Western politician: He could have said, well, these are contemptible people and I know many of us are disgusted at the idea of our tax dollars being used to provide health care for a man whose Canadian citizenship is no more than a flag of convenience, but unfortunately that's the law and, while we can try to tighten it, it looks like this lowlife's got away with it. Instead, his reflex instinct was to proclaim this as a wholehearted demonstration of the virtues of the multicultural state. Like many enlightened Western leaders, the Canadian prime minister will be congratulating himself on his boundless tolerance even as the forces of intolerance consume him....
We spend a lot of time at The New Criterion attacking the elites, and we're right to do so. The commanding heights of the culture have behaved disgracefully for the last several decades. But if it were just a problem with the elites, it wouldn't be that serious: The mob could rise up and hang 'em from lampposts--a scenario that's not unlikely in certain Continental countries. But the problem now goes way beyond the ruling establishment. The annexation by government of most of the key responsibilities of life--child-raising, taking care of your elderly parents--has profoundly changed the relationship between the citizen and the state. At some point--I would say socialized health care is a good marker--you cross a line, and it's very hard then to persuade a citizenry enjoying that much government largesse to cross back. [Emphasis added.]
In National Review recently, I took issue with that line Gerald Ford always uses to ingratiate himself with conservative audiences: "A government big enough to give you everything you want is big enough to take away everything you have." Actually, you run into trouble long before that point: A government big enough to give you everything you want still isn't big enough to get you to give anything back. That's what the French and German political classes are discovering.
Go back to that list of local conflicts I mentioned. The jihad has held out a long time against very tough enemies. If you're not shy about taking on the Israelis, the Russians, the Indians and the Nigerians, why wouldn't you fancy your chances against the Belgians and Danes and New Zealanders?
So the jihadists are for the most part doing no more than giving us a prod in the rear as we sleepwalk to the cliff. When I say "sleepwalk," it's not because we're a blasé culture. On the contrary, one of the clearest signs of our decline is the way we expend so much energy worrying about the wrong things... One way "societies choose to fail or succeed" is by choosing what to worry about. The Western world has delivered more wealth and more comfort to more of its citizens than any other civilization in history, and in return we've developed a great cult of worrying. You know the classics of the genre: In 1968, in his bestselling book "The Population Bomb," the eminent scientist Paul Ehrlich declared: "In the 1970s the world will undergo famines--hundreds of millions of people are going to starve to death." In 1972, in their landmark study "The Limits to Growth," the Club of Rome announced that the world would run out of gold by 1981, of mercury by 1985, tin by 1987, zinc by 1990, petroleum by 1992, and copper, lead and gas by 1993.
None of these things happened. In fact, quite the opposite is happening. We're pretty much awash in resources, but we're running out of people--the one truly indispensable resource, without which none of the others matter. Russia's the most obvious example: it's the largest country on earth, it's full of natural resources, and yet it's dying--its population is falling calamitously.
The default mode of our elites is that anything that happens--from terrorism to tsunamis--can be understood only as deriving from the perniciousness of Western civilization. As Jean-Francois Revel wrote, "Clearly, a civilization that feels guilty for everything it is and does will lack the energy and conviction to defend itself."
And even though none of the prognostications of the eco-doom blockbusters of the 1970s came to pass, all that means is that 30 years on, the end of the world has to be rescheduled. The amended estimated time of arrival is now 2032. That's to say, in 2002, the United Nations Global Environmental Outlook predicted "the destruction of 70 percent of the natural world in thirty years, mass extinction of species. . . . More than half the world will be afflicted by water shortages, with 95 percent of people in the Middle East with severe problems . . . 25 percent of all species of mammals and 10 percent of birds will be extinct . . ." Etc., etc., for 450 pages. Or to cut to the chase, as the Guardian headlined it, "Unless We Change Our Ways, The World Faces Disaster."
Well, here's my prediction for 2032: unless we change our ways the world faces a future . . . where the environment will look pretty darn good. If you're a tree or a rock, you'll be living in clover. It's the Italians and the Swedes who'll be facing extinction and the loss of their natural habitat.
There will be no environmental doomsday. Oil, carbon dioxide emissions, deforestation: none of these things is worth worrying about. What's worrying is that we spend so much time worrying about things that aren't worth worrying about that we don't worry about the things we should be worrying about. For 30 years, we've had endless wake-up calls for things that aren't worth waking up for. But for the very real, remorseless shifts in our society--the ones truly jeopardizing our future--we're sound asleep. The world is changing dramatically right now, and hysterical experts twitter about a hypothetical decrease in the Antarctic krill that might conceivably possibly happen so far down the road there are unlikely to be any Italian or Japanese enviro-worriers left alive to be devastated by it. [Emphasis added.]
In a globalized economy, the environmentalists want us to worry about First World capitalism imposing its ways on bucolic, pastoral, primitive Third World backwaters. Yet, insofar as "globalization" is a threat, the real danger is precisely the opposite--that the peculiarities of the backwaters can leap instantly to the First World.... That's the way to look at Islamism: We fret about McDonald's and Disney, but the big globalization success story is the way the Saudis have taken what was 80 years ago a severe but obscure and unimportant strain of Islam practiced by Bedouins of no fixed abode and successfully exported it to the heart of Copenhagen, Rotterdam, Manchester, Buffalo . . .
What's the better bet? A globalization that exports cheeseburgers and pop songs or a globalization that exports the fiercest aspects of its culture? When it comes to forecasting the future, the birthrate is the nearest thing to hard numbers. If only a million babies are born in 2006, it's hard to have two million adults enter the workforce in 2026.... And the hard data on babies around the Western world is that they're running out a lot faster than the oil is. "Replacement" fertility rate--i.e., the number you need for merely a stable population, not getting any bigger, not getting any smaller--is 2.1 babies per woman. Some countries are well above that: the global fertility leader, Somalia, is 6.91, Niger 6.83, Afghanistan 6.78, Yemen 6.75. Notice what those nations have in common?
Scroll way down to the bottom of the Hot One Hundred top breeders and you'll eventually find the United States, hovering just at replacement rate with 2.07 births per woman. Ireland is 1.87, New Zealand 1.79, Australia 1.76. But Canada's fertility rate is down to 1.5, well below replacement rate; Germany and Austria are at 1.3, the brink of the death spiral; Russia and Italy are at 1.2; Spain 1.1, about half replacement rate. That's to say, Spain's population is halving every generation. By 2050, Italy's population will have fallen by 22%, Bulgaria's by 36%, Estonia's by 52%. [Emphasis added.]
In America, demographic trends suggest that the blue states ought to apply for honorary membership of the EU: In the 2004 election, John Kerry won the 16 [states] with the lowest birthrates; George W. Bush took 25 of the 26 states with the highest. By 2050, there will be 100 million fewer Europeans, 100 million more Americans--and mostly red-state Americans (very interesting from a political viewpoint). [Emphasis added.]
As fertility shrivels, societies get older--and Japan and much of Europe are set to get older than any functioning societies have ever been. And we know what comes after old age. These countries are going out of business--unless they can find the will to change their ways. Is that likely? I don't think so. If you look at European election results--most recently in Germany--it's hard not to conclude that, while voters are unhappy with their political establishments, they're unhappy mainly because they resent being asked to reconsider their government benefits and, no matter how unaffordable they may be a generation down the road, they have no intention of seriously reconsidering them....
This isn't a deep-rooted cultural difference between the Old World and the New. It dates back all the way to, oh, the 1970s. If one wanted to allocate blame, one could argue that it's a product of the U.S. military presence, the American security guarantee that liberated European budgets: instead of having to spend money on guns, they could concentrate on butter, and buttering up the voters. If Washington's problem with Europe is that these are not serious allies, well, whose fault is that? Who, in the years after the Second World War, created NATO as a postmodern military alliance? The "free world," as the Americans called it, was a free ride for everyone else. And having been absolved from the primal responsibilities of nationhood, it's hardly surprising that European nations have little wish to reshoulder them. In essence, the lavish levels of public health care on the Continent are subsidized by the American taxpayer. And this long-term softening of large sections of the West makes them ill-suited to resisting a primal force like Islam.
There is no "population bomb." There never was. Birthrates are declining all over the world--eventually every couple on the planet may decide to opt for the Western yuppie model of one designer baby at the age of 39. But demographics is a game of last man standing... Of the increase in global population between 1970 and 2000, the developed world accounted for under 9% of it, while the Muslim world accounted for 26%. Between 1970 and 2000, the developed world declined from just under 30% of the world's population to just over 20%, the Muslim nations increased from about 15% to 20%. [Emphasis added.]
Nineteen seventy doesn't seem that long ago. If you're the age many of the chaps running the Western world today are wont to be, your pants are narrower than they were back then and your hair's less groovy, but the landscape of your life--the look of your house, the layout of your car, the shape of your kitchen appliances, the brand names of the stuff in the fridge--isn't significantly different. Aside from the Internet and the cell phone and the CD, everything in your world seems pretty much the same but slightly modified.
And yet the world is utterly altered. Just to recap those bald statistics: In 1970, the developed world had twice as big a share of the global population as the Muslim world: 30% to 15%. By 2000, they were the same: each had about 20%. And by 2020? [Emphasis added.]
So the world's people are a lot more Islamic than they were back then and a lot less "Western." Europe is significantly more Islamic, having taken in during that period some 20 million Muslims (officially)--or the equivalents of the populations of four European Union countries (Ireland, Belgium, Denmark and Estonia). Islam is the fastest-growing religion in the West: In the U.K., more Muslims than Christians attend religious services each week.
Can these trends continue for another 30 years without having consequences? Europe by the end of this century will be a continent after the neutron bomb: The grand buildings will still be standing, but the people who built them will be gone. We are living through a remarkable period: the self-extinction of the races who, for good or ill, shaped the modern world.
What will Europe be like at the end of this process? Who knows? On the one hand, there's something to be said for the notion that America will find an Islamified Europe more straightforward to deal with than M. Chirac, Herr Schroeder & Co. On the other hand, given Europe's track record, getting there could be very bloody. But either way this is the real battlefield. The al Qaeda nutters can never find enough suicidal pilots to fly enough planes into enough skyscrapers to topple America. But unlike us, the Islamists think long-term, and, given their demographic advantage in Europe and the tone of the emerging Muslim lobby groups there, much of what they're flying planes into buildings for they're likely to wind up with just by waiting a few more years. The skyscrapers will be theirs; why knock 'em over?... [Emphasis added.]
...To avoid collapse, European nations will need to take in immigrants at a rate no stable society has ever attempted. The CIA is predicting the EU will collapse by 2020.... Sometime this century there will be 500 million Americans [largely due to immigration], and what's left in Europe will either be very old or very Muslim. Japan faces the same problem: Its population is already in absolute decline, the first gentle slope of a death spiral it will be unlikely ever to climb out of. Will Japan be an economic powerhouse if it's populated by Koreans and Filipinos? Very possibly. Will Germany if it's populated by Algerians? That's a trickier proposition.
Best-case scenario? The Continent winds up as Vienna with Swedish tax rates. Worst-case scenario: Sharia [rule by Islamic law], circa 2040; semi-Sharia, a lot sooner--and we're already seeing a drift in that direction.
In July 2003, speaking to the U.S. Congress, Tony Blair remarked: "As Britain knows, all predominant power seems for a time invincible but, in fact, it is transient. The question is: What do you leave behind?"
Excellent question. Britannia will never again wield the unrivalled power she enjoyed at her imperial apogee, but the Britannic inheritance endures, to one degree or another, in many of the key regional players in the world today--Australia, India, South Africa--and in dozens of island statelets from the Caribbean to the Pacific. If China ever takes its place as an advanced nation, it will be because the People's Republic learns more from British Hong Kong than Hong Kong learns from the Little Red Book. And of course the dominant power of our time derives its political character from 18th-century British subjects who took English ideas a little further than the mother country was willing to go.
A decade and a half after victory in the Cold War and end-of-history triumphalism, the "what do you leave behind?" question is more urgent than most of us expected. "The West," as a concept, is dead, and the West, as a matter of demographic fact, is dying.
What will London--or Paris, or Amsterdam--be like in the mid-'30s? If European politicians make no serious attempt this decade to wean the populace off their unsustainable 35-hour weeks, retirement at 60, etc., then to keep the present level of pensions and health benefits the EU will need to import so many workers from North Africa and the Middle East that it will be well on its way to majority Muslim by 2035. As things stand, Muslims are already the primary source of population growth in English cities. Can a society become increasingly Islamic in its demographic character without becoming increasingly Islamic in its political character? [Emphasis added.]
This ought to be the left's issue. I'm a conservative--I'm not entirely on board with the Islamist program when it comes to beheading sodomites and so on, but I agree Britney Spears dresses like a slut: I'm with Mullah Omar on that one. Why then, if your big thing is feminism or abortion or gay marriage, are you so certain that the cult of tolerance will prevail once the biggest demographic in your society is cheerfully intolerant? Who, after all, are going to be the first victims of the West's collapsed birthrates? Even if one were to take the optimistic view that Europe will be able to resist the creeping imposition of Sharia currently engulfing Nigeria, it remains the case that the Muslim world is not notable for setting much store by "a woman's right to choose," in any sense....
The refined antennae of Western liberals mean that whenever one raises the question of whether there will be any Italians living in the geographical zone marked as Italy a generation or three hence, they cry, "Racism!" To fret about what proportion of the population is "white" is grotesque and inappropriate. But it's not about race, it's about culture. If 100% of your population believes in liberal pluralist democracy, it doesn't matter whether 70% of them are "white" or only 5% are. But if one part of your population believes in liberal pluralist democracy and the other doesn't, then it becomes a matter of great importance whether the part that does is 90% of the population or only 60%, 50%, 45%.
Since the president unveiled the so-called Bush Doctrine--the plan to promote liberty throughout the Arab world--innumerable "progressives" have routinely asserted that there's no evidence Muslims want liberty and, indeed, that Islam is incompatible with democracy. If that's true, it's a problem not for the Middle East today but for Europe the day after tomorrow. According to a poll taken in 2004, over 60% of British Muslims want to live under Shariah--in the United Kingdom. If a population "at odds with the modern world" is the fastest-breeding group on the planet--if there are more Muslim nations, more fundamentalist Muslims within those nations, more and more Muslims within non-Muslim nations, and more and more Muslims represented in more and more transnational institutions--how safe a bet is the survival of the "modern world"? [Emphasis added.]
Not good.
"What do you leave behind?" asked Tony Blair. There will only be very few and very old ethnic Germans and French and Italians by the midpoint of this century. What will they leave behind? Territories that happen to bear their names and keep up some of the old buildings? Or will the dying European races understand that the only legacy that matters is whether the peoples who will live in those lands after them are reconciled to pluralist, liberal democracy? It's the demography, stupid. And, if they can't muster the will to change course, then "What do you leave behind?" is the only question that matters. [Emphasis added.] END QUOTE
Mr. Steyn is a syndicated columnist and theater critic for <http://newcriterion.com:81/>The New Criterion, in whose January 2006 issue this article appeared. His book, AMERICA ALONE covers this topic in much more detail.
Conclusions
Frankly, I don't have any. As I said in the Introduction, this article offers a sobering look at what the future might well be, based on current and projected demographic trends. What troubles me the most is how little we hear or see on this disturbing topic. It's as if the West, and particularly Europe, are the deer in the headlights, thanks largely to multiculturalism.
Very best regards,
Gary D. Halbert
Gary Halbert is the president and CEO of ProFutures, Inc. which produces this E-Letter. Mr. Halbert is also president and CEO of Halbert Wealth Management, Inc., an affiliate of ProFutures, Inc. Both firms are located in Austin, Texas. Halbert Wealth Management is a Registered Investment Advisor that offers professional investment management services to a nationwide base of clients, and specializes in risk-managed investments and its recommended programs include mutual funds, managed accounts with professional Investment Advisors and alternative investments. For more information about the programs offered, call 800-348-3601.
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